More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life.
100% of every dollar you lend on Kiva goes to funding loans.

How it works

By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.

Choose a borrower

Browse by category and find an entrepreneur to support.

Make a loan

Help fund a loan with as little as $25.

Get repaid

Kiva borrowers have a 96% repayment rate historically.

Repeat

Relend your money or withdraw your funds.

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.